What happens if I’m unable to make decisions for myself?
If you become unable to make decisions, due to ill health or an accident, someone else will need to make those decisions for you.
Officially appointing someone to make those decisions is called making a Lasting Power of Attorney (LPA). You can appoint one or more people you trust to act on your behalf should you lose mental capacity.
There are two different types of Lasting Power of Attorney: one deals with care and welfare, whilst the other is focussed on property and financial matters.
If you do not appoint someone, you may have to apply to the Court of Protection for a Deputy to be appointed and this can be complex, time-consuming, and costly.
None of us can predict the future or what is around the corner and an incapacitating illness or accident could happen to any of us, at any time. Having an LPA in place ensures you peace of mind that if the time came, you can be confident your care, welfare, and financial matters will be handled by who and how you want.